Best managed portfolio 2026
The best managed portfolio offers compared on fees, allocation strategy, transparency and support. Editorial ranking scored out of 100 according to our methodology.
- A managed portfolio delegates the allocation of your savings to a professional according to your risk profile; the major robo-advisors (Yomoni, Nalo, Ramify, Goodvest) invest mainly in ETFs.
- All-in fees are generally around 1.5% to 1.65% per year depending on the provider and the contract — add up the mandate fees, contract fees and investment fees to compare the real cost.
- Each provider has its own positioning: Yomoni clarity and track record, Nalo personalisation by project, Ramify diversified wealth allocation, Goodvest responsible investing.
- ⚠️ This is not personalised advice. Capital is not guaranteed on unit-linked investments and past performance is no guarantee of future performance; check up-to-date fees and terms with each provider.
A managed portfolio is aimed at savers who prefer to delegate the allocation of their portfolio to a professional: the major French robo-advisors (Yomoni, Nalo, Ramify, Goodvest) invest mainly in index ETFs according to the chosen risk profile. The choice then comes down to the cumulative fees — in the order of 1.5% to 1.65% all-in depending on the provider — the clarity of the strategy and the quality of the reporting, bearing in mind that capital is not guaranteed and that past performance is no guarantee of future performance. This comparison is an editorial ranking scored out of 100 according to an identical grid, to help you entrust your savings while being aware of the costs and the associated risk profile.
Our methodology
Each option is scored out of 100 against weighted criteria, using the same grid for all.
| Criterion | What we look at | Weight |
|---|---|---|
| Fees | Management, mandate, investment fees | 30 |
| Allocation strategy | Diversification, risk profiles | 25 |
| Transparency | Reporting, clarity of investments | 20 |
| Support | Advice, simulators, education | 15 |
| Customer service | Availability and responsiveness | 10 |
The 2026 ranking
Yomoni
Nalo
Ramify
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Comparison table
| Provider | Entry fees | Personalisation | Investments | Score |
|---|---|---|---|---|
| Yomoni | €0 | By profile | ETFs | 92 |
| Nalo | €0 | By project | ETFs | 90 |
| Ramify | €0 | Wealth | ETFs, SCPIs, private equity | 86 |
Frequently asked questions
What is a managed portfolio?
You entrust the allocation of your savings to a professional who invests according to your risk profile and adjusts over time, most often via index ETFs. It is an alternative to self-directed management for those who lack time or knowledge.
Does a managed portfolio guarantee a return?
No. It aims for an allocation suited to your profile, but performance depends on the markets and capital is not guaranteed on unit-linked investments. Past performance is no guarantee of future performance.
What fees for a managed portfolio?
A distinction is generally made between the management mandate fees, the contract (account) fees and the investment fees. They must be added up to compare the real cost between providers: at the main robo-advisors, the total is most often around 1.5% to 1.65% per year depending on the provider and the contract.
🗓️ Update history
- 05/08/2026 — Verification of providers and facts, 2026 update.
- 17/07/2026 — Update of fees and allocation strategies 2026.
- 12/03/2026 — Comparison created.
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