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How the PER works: contributions, taxation and payout 2026

How the PER (French retirement savings plan) works: tax-deductible contributions, savings locked until retirement, early-release cases and payout options in 2026. A clear guide.

How French life insurance (assurance-vie) works: the complete 2026 guide

Understand how French life insurance works: euro funds and unit-linked supports, fees, taxation after 8 years and how a partial withdrawal works. A clear, up-to-date guide.

How to close a bank account? 2026 guide

How to close a bank account simply: closure letter, notice period, no fees, and what happens to the balance and savings. The steps and your rights, up to date for 2026.

How to invest in stocks for beginners: the 2026 guide

How to invest in stocks as a beginner with confidence: choosing between a PEA and a securities account, understanding ETFs, diversifying and gauging the risk of capital loss. 2026 guide.

How to open a life insurance policy: steps, documents and budget 2026

How to open a life insurance policy in 2026: choosing the policy, documents to provide, initial payment, beneficiaries and the cooling-off period. A clear, up-to-date guide.

How to switch bank in 2026? The simple guide

How to switch bank effortlessly thanks to the bank mobility mandate (Macron law): transfers and direct debits moved within 22 working days, free of charge.

Life insurance taxation after 8 years: allowance and rates 2026

Life insurance taxation after 8 years: a 4,600-euro allowance (9,200 euros for a couple), a 7.5% rate and 17.2% social levies. A clear, up-to-date overview for 2026.

Livret A vs LDDS: ceilings, rates and uses 2026

Livret A vs LDDS: the same rate (1.7% as of 1 August 2026), but distinct ceilings (22,950 euros vs 12,000 euros) and a solidarity purpose for the LDDS. The 2026 overview.

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